call now contract credit
1 (512) 828 6390
Finance Your Receivables
Financing The Produce Industry
Need cash to keep up with your produce demand?
  • Customized Rates
  • Flexible Approvals
  • Easy To Setup
Rates Starting
at 1.59%
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Are you in the produce industry and need cash?

Contract Credit provides invoice factoring services for produce and agriculture distributors under PACA’s guidelines. Our factoring company can make the application a simple process. We are very familiar with the processes and challenges that your business might face in this industry. We also have experience working with Food/Agriculture companies and have knowledgeable staff who is prepared and deals specifically with this industry.

When compared to other lenders and banks, Contract Credit has the advantage of knowing the specific characteristics of the agricultural industry and we make sure to comply with the strict practices and requirements established by PACA. Factoring companies have been helping the produce industry by providing financial solutions even when banks would not grant them funds. 

Funding The Produce Industry

We can help your business with:
Getting fast cash for your business
Invoice factoring rates at 1.59%
No financials required
Quick approval process
Lower credit score accepted
No up front fees to set up
CALL NOW 1 (512) 828 6390REQUEST A QUOTE

Who can benefit from our services?

Businesses experiencing one or more of the following: 

  • Growing faster than their cash flow
  • Require Funding in 3 to 5 days
  • Uneven seasonal sales volume
  • Lose their line of credit at the bank
  • Slow cash flow due to slow payments
  • Need export receivable financing
  • Need import payable financing
  • Require purchase order financing

What are the Benefits of invoice factoring for the Produce and Agriculture Industry?

Companies normally run into cash flow issues when they start selling produce on credit terms, this makes it challenging to keep up payables to growers.Our produce clients have cash flow problems because growers receive cash when the delivery is made or picked up, and many times customers also want credit terms of 14 to 21 days. This causes a struggle to produce companies to keep up with financial responsibilities to keep their company moving forward while waiting to get paid.

Some of the benefits invoice factoring provides are:

  • Getting fast cash for your business
  • Invoice factoring rates at 1.59%
  • No financials required
  • All kinds of produce companies qualify if they meet the requirements 
  • Quick approval process
  • Fast funding 
  • Lower credit score accepted
  • No up front fees to set up

Financial Services We Provide:

Requirements for produce companies to qualify for our financing program:

  • Sell creditworthy businesses.
  • Have not pledged accounts receivable as collateral.
  • Sell to commercial accounts (no individual consumers)
  • Payables are less than your accounts receivable
  • Profit and Loss statement must show retained earnings
  • Minimum $50,000 a month in sales volume
  • 1 year in business